Atomic Wallet Review 2024: Is it Safe & Legit?

Atomic wallet is a decentralized multi-currency wallet that supports 500+ coins, staking, atomic swaps, and built-in exchange.

Recently, I came across the Atomic Wallet, a multi-currency wallet that claims to offer top-notch security and user-friendliness.

In this blog post, I’ll be sharing my Atomic Wallet review, and whether it’s worth using or not. I’ll be taking a deep dive into its features, security measures, fees, and overall user experience.

Key Takeaways:

  1. With Atomic Wallet, you can buy, swap, stake, and earn crypto easily. You can use your credit card to buy crypto in USD, EUR, or your local currency. You can trade 60+ crypto pairs without any registration and get cashback for every swap. You can also stake your coins and get 5-22% APR on ETH, ADA, BNB, SOL, TRX, NEAR, XTZ, HBAR, and more coins.
  2. The Wallet also lets you view and hold your NFTs and use Layer 2 solutions for Ethereum. You can see your NFTs in the wallet and keep them safe. You can also enjoy lower fees and faster transactions on Ethereum with Optimism and Arbitrum networks.

What is Atomic Wallet?

Atomic wallet review
Best Desktop Wallet to earn cashback for crypto swapping.

Atomic Wallet is a non-custodial multi-cryptocurrency wallet. It allows users to securely manage and exchange their cryptocurrencies in a decentralized manner. The wallet supports over 1,000 coins and tokens, including Bitcoin, Ethereum, and Litecoin.

Users have full control over their private keys and funds, as Atomic Wallet does not store any sensitive information on its servers. The wallet also features a built-in exchange that allows users to quickly swap one cryptocurrency for another.


  • User-friendly interface and easy-to-use design
  • Supports NFT storage
  • cashback on swapping 100+ coins
  • High Staking APY
  • High user satisfaction with a 4.5 rating on Trustpilot.


  • Not Support all cryptocurrencies
  • Higher fees for Ethereum transactions
  • No hardware wallet connectivity

Atomic Wallet Review: At a Glance

Type of WalletSoftware Wallet (Hot wallet)
CostFree of cost
Transaction FeesDepends on Network Congestion (generally high)
Supported Coins1,000+
Bank Card PurchasesYes
Staking APYUpto 22% for 20+ coins and tokens
SupportCommunity, Live Chat, E-mail
Built-in SwapYes with 1% cashback on 100+ coins
Cold wallet SupportYes
AppMobile (Android, IOS), Desktop (MacOS, Windows)

Atomic Wallet Security Review

Atomic Wallet is a “secure crypto wallet” that allows users to have full control over their funds since private keys are encrypted and never leave the user’s device. The wallet doesn’t require accounts, verification, or KYC for basic features.

It uses encryption, checksums, 2FA, email confirmation, and other security features to keep your crypto safe.

The wallet uses a password and a randomly generated 12-word recovery Phrase as two-factor authentication to secure access to the wallet and funds. The Recovery Phrase contains private key and address information, which can be used to restore access to the wallet. It is essential to store the Backup Phrase securely and not lose it.

Atomic Wallet uses an “AES symmetric encryption algorithm” to secure local data, while “TLS asymmetric encryption” secures data transferred via BitTorrent protocol or interacting with blockchains.

Is Atomic Wallet hacked?

Yes. On June 3, 2023, Atomic Wallet said that some of its users had lost their money from their wallets. Some reports say that hackers took about $35 million in various cryptocurrencies from wallet users. One user alone lost almost $3.5 million. Blockchain analysis firm Elliptic said that the hack was probably done by the Lazarus Group, a hacker group that works for North Korea. The company said that the hackers used the same ways and tools as in other hacks done by the Lazarus Group. The company also said that the hackers used a crypto mixer called Sinbad to hide the source of the stolen money. 

Atomic Wallet Supported Coins

Atomic wallet supported coins

Atomic Wallet is a multi-cryptocurrency wallet that supports over 1,000 different coins and tokens.

The wallet supports popular cryptocurrencies like Bitcoin, Ethereum, and Litecoin, as well as lesser-known tokens like Kin, OmiseGO, and Pundi X. It also supports all ERC-20 tokens and BEP-20 tokens.

In addition to its wide range of supported coins, It offers built-in exchange capabilities through Changelly and ShapeShift. Its supported cryptocurrencies include-

  1. Bitcoin
  2. Ethereum
  3. Litecoin
  4. Ripple (XRP)
  5. Bitcoin Cash
  6. Tether (USDT)
  7. Binance Coin (BNB)
  8. Cardano (ADA)
  9. Polkadot (DOT)
  10. Chainlink (LINK)

Atomic Wallet Fees and Charges Review

The wallet itself is free to download and use, with no fees charged for creating an account.

Atomic Wallet charges a “network fee” for every transaction made on the platform. These fees are dynamic and are based on the current network congestion and transaction volume of the specific cryptocurrency being used. You can view the estimated fee of your transaction before sending it.

  1. Swapping fees: You don’t have to pay any fees when you swap coins inside the wallet. But you might have to pay some network fees depending on the coin you swap. You can see the network fees before you confirm the swap. The swap rates come from Changelly, ChangeNOW, and ShapeShift. This fee is generally around 0.5% to 2%, depending on the cryptocurrency being exchanged.
  2. Buying and selling fees: You can use your bank card to buy and sell cryptocurrencies in Atomic. The fees for buying and selling change depending on the payment method, the amount, and the coin you buy or sell. You can see the fees before you confirm the transaction. The payment methods are Simplex, MoonPay, Mercuryo, Indacoin, and Coinify. Simplex charges a fee of 5% for each transaction, which is added to the total cost of the purchased cryptocurrency.
  3. Staking fees: You can stake some coins and earn rewards. The staking fees change depending on the coin you stake and the validator you choose. You can see the fees before you confirm the delegation. Atomic Wallet doesn’t charge any fees for staking, but you might have to pay some network fees depending on the coin you stake.

Atomic Wallet Staking and Earn Review

Atomic wallet Staking APY
Staking APY

It offers staking for selected cryptocurrencies, which allows users to earn rewards for holding their coins in the wallet. This feature is available for over 20 different coins, including Ethereum, Cardano, and Polkadot.

The staking rewards offered by Atomic Wallet vary depending on the coin being staked, as well as the current market conditions. However, users can typically earn anywhere from 1% to 22% APY (Annual Percentage Yield) on their staked coins.

The following cryptocurrencies can be staked on Atomic Wallet:

  • AWC
  • Band Protocol
  • Ethereum
  • Hedera
  • MultiversX
  • Osmosis
  • Kava
  • Terra Classic
  • Near
  • Zilliqa

Each coin has its own minimum staking amount, deposit requirement, expected yearly ROI, and time frame for the first rewards.

For example, the minimum staking amount for AWC is 10 AWC, the deposit requirement is 10 USD, the expected yearly ROI is around 20%, and the first rewards will be received after 7 days.

Atomic Wallet Payment Methods and 1% Cashback

bank card
Credit/Debit Card Purchases

Atomic Wallet offers several payment methods to enable users to purchase and exchange cryptocurrencies. These payment methods include:

  1. Credit/Debit Card – Users can buy cryptocurrencies with a credit or debit card through the Simplex integration. This feature is available for over 100 different cryptocurrencies, including Bitcoin and Ethereum.
  2. Bank Transfer – Users can buy cryptocurrencies through a bank transfer using SEPA, SWIFT, or ACH. This feature is available for several cryptocurrencies, including Bitcoin and Litecoin.
  3. Cryptocurrency Exchange – It offers a built-in cryptocurrency exchange powered by Changelly and ShapeShift. This allows users to exchange one cryptocurrency for another without leaving the wallet.
  4. Cryptocurrency Deposits – Users can deposit cryptocurrencies from external wallets into their wallet accounts.

Atomic Wallet Customer Support Review

It offers customer support through several channels, including email, live chat, and social media. The support team is known for its quick response times and helpfulness in resolving issues.

In addition, It has a comprehensive knowledge base that covers a wide range of topics related to using the wallet. This includes tutorials, troubleshooting guides, and frequently asked questions.

Drawbacks: Atomic Wallet Hardware Wallet Integration

Atomic Wallet does not have any native integration with hardware wallets like Trezor or Ledger, at least not yet. They might be working on it in the future.

Atomic Wallet App (Desktop, Mobile)

Atomic wallet

Atomic Wallet is available as both a mobile app and a desktop application. The app is user-friendly and features an intuitive interface, making it easy for users to manage their cryptocurrency holdings.

In addition to its core features, It has several important and lesser-known features that are worth highlighting:

  1. The Wallet supports atomic swaps, which allow users to exchange one cryptocurrency for another without the need for a centralized exchange.
  2. It has a built-in portfolio tracker, allowing users to monitor their cryptocurrency holdings and their total portfolio value in real-time.
  3. It also allows user to store their NFTs on the Ethereum blockchain
  4. Transactions are Anonymous and Private


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How to Set Up Atomic Wallet?

  1. Go to the Atomic Wallet website.
  2. Download and install the wallet software for your operating system.
  3. Open the Wallet application.
  4. Choose to create a new wallet or import an existing one.
  5. If creating a new wallet, follow the instructions to set up a new password and write down your recovery phrase.
  6. If importing an existing wallet, follow the instructions to import the wallet.
  7. Once you have set up or imported a wallet, you can start using Atomic to store, manage, and exchange cryptocurrencies.

Atomic Wallet Alternatives to Consider

MetaMask and Exodus Wallet are two top alternatives for Atomic Wallets. Both are popular Ethereum wallets and support many ERC-20 tokens.

FeatureAtomic WalletMetaMaskExodus
PlatformWebBrowser extension, mobile appDesktop and mobile app
Networks50+Ethereum, ERC-20, some others50+
Tokens1000+Ethereum, ERC-20250+
Buy cryptoYesYesYes
Swap cryptoYesYesYes
Stake cryptoYesNoYes
Manage NFTsNoYesYes
Access web3YesYesYes
Sync devicesYesYesYes
SecurityPassword, seed phrasePassword, seed phrase, biometricPassword, seed phrase, biometric

Final Thoughts: Is Atomic a Good Wallet?

Atomic Wallet is a good wallet for crypto users who want to have a web-based platform that supports a wide range of networks and tokens. It offers anonymous transactions, trading, and ownership of digital assets, as well as staking and buying crypto with local currencies. It also has a secure and user-friendly interface that encrypts private keys and transaction data on the device.

Atomic Wallet is a good wallet, but not the only one. Users should consider their needs and preferences before choosing a wallet.

Atomic Wallet Review: FAQs

Is Atomic Wallet Safe?

Atomic Wallet is a safe and secure cryptocurrency wallet. It uses strong encryption methods to protect your private keys and also offers users the ability to create a backup phrase that can be used to recover their funds in case their device is lost or stolen.

Additionally, Atomic Wallet is a non-custodial wallet, which means that the user is in full control of their funds at all times.

Is Atomic Wallet Cold Wallet?

No, Atomic Wallet is a hot wallet since it is connected to the internet and allows for quick and easy access to your funds.

However, it is worth noting that Atomic Wallet also offers some cold storage features, such as the ability to store your backup phrase offline and the option to use a hardware wallet to manage your funds.

Can Atomic Wallet get hacked?

Atomic Wallet has implemented several security features to minimize the risk of hacks and theft. These include using strong encryption to protect your private keys, offering two-factor authentication, and allowing users to set up a password for their wallet.

However, it is still important to take precautions such as using a strong and unique password and avoiding accessing your wallet on public Wi-Fi networks.

Does Atomic Wallet use KYC?

Atomic Wallet does not require users to complete KYC (Know Your Customer) verification to use its services. This means that users can remain anonymous and maintain their privacy when using the wallet.

But, it is worth noting that some partner exchanges may require KYC verification for certain transactions.

Is Atomic Wallet Decentralized?

Yes, Atomic Wallet is a decentralized non-custodial crypto wallet for your digital assets.

Amit Chahar

Amit Chahar

Hey! I am Amit Chahar, a Crypto and blockchain content creator at Wallet Reviewer. With 3+ years of experience as a SEO content writer, I love talking about blockchain technology, digital assets, DeFi, Smart Contracts, DApps, Digital Wallets, Metaverse, and NFTs.

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