Guarda Wallet Review: Fees, Security, and Features (2024)

Guarda is a non-custodial multi-currency wallet that supports over 50 blockchains, provides secure private key storage and allows users to buy, exchange and stake cryptocurrencies.

As cryptocurrency gains more attention and popularity, it’s important to choose a reliable and secure wallet to store your digital assets. With so many wallets available in the market, it can be overwhelming to decide which one to use.

Guarda Wallet is one of the many wallets available, and it’s known for its multi-currency support and user-friendly interface. However, as with any wallet, there are fees and security concerns that users need to consider before deciding if it’s the right fit for them.

So, if you’re curious about Guarda Wallet, keep reading to find out more about its fees, security, and features.

Guarda Wallet Overview

Guarda Wallet is a non-custodial, multi-cryptocurrency wallet. It allows users to store, manage, and exchange over 50 blockchains and 400,000+ different cryptocurrencies in a secure and convenient manner.

The wallet is available as a desktop, mobile, web, and browser extension application. It supports a wide range of platforms, including Windows, MacOS, Linux, iOS, Android, Chrome, Firefox, Opera, and Edge browsers.

Guarda Wallet is designed to be user-friendly, with a simple and intuitive interface that makes it easy for both beginners and advanced users to use. The wallet also supports popular hardware wallets, such as Ledger and Trezor, adding an extra layer of security to users’ accounts.

Pros and Cons

Pros 👍Cons 👎
Supports a wide range of cryptocurrenciesClosed-source code
User-friendly interfacehigh in-app swap fees
No registration or personal info needed
Offers multi-platform support
Strong encryption and security features
Built-in exchange with competitive rates
Supports staking and delegating

Guarda Wallet Supported Cryptocurrencies

Guarda wallet supports an extensive list of over 50 coins and 400k+ tokens, including popular ones like Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC), as well as lesser-known ones like Monero (XMR) and Zcash (ZEC).

Additionally, the wallet also supports tokens on various blockchains, including ERC-20, BEP-2, and TRC-10/20.

Guarda Wallet Security 🔒

Guarda Wallet takes security seriously and offers several measures to protect users’ funds. Here are some of the security features that Guarda Wallet provides:

  1. Private keys: Guarda Wallet allows users to control their private keys, which are stored only on their devices. This means that users have complete control over their funds and don’t have to rely on a third party to store their private keys.
  2. Two-factor authentication: It supports two-factor authentication (2FA), which adds an extra layer of security to users’ accounts. Users can enable 2FA using an authenticator app, such as Google Authenticator.
  3. Encrypted backups: Guarda Wallet allows users to create encrypted backups of their wallets, which can be stored on an external device. This provides an additional layer of security in case the user’s device is lost or stolen.
  4. PIN code protection: Users can set up a PIN code to protect their wallet on the app. This ensures that even if someone gains access to the user’s device, they won’t be able to access the wallet without the PIN.
  5. Multi-signature support: It also supports multi-signature transactions, which require multiple users to sign off on a transaction before it can be executed. This feature is particularly useful for businesses or joint accounts where multiple users need to approve transactions.

Guarda Wallet Fees

Guarda wallet offers customizable transaction fees, which means that users can choose the fee they want to pay based on how quickly they want their transaction to be confirmed on the blockchain.

Additionally, the wallet charges a 4.5% to 5.5% fee for in-app crypto purchases with a card, which is relatively low compared to other wallets.

Please note: The Wallet does not charge any upfront cost for using its services. All the charges are either third-party fees or network fees.

Key Features of Guarda Wallet

1. Desktop and Mobile App (Supported Platforms)

Guarda Wallet is a multi-platform wallet, which can be accessed from a variety of devices and operating systems. It offers a web version that can be accessed from any web browser.

Additionally, Guarda Wallet provides a desktop application that can be downloaded and installed on Windows, Mac, and Linux operating systems. This provides users with a more secure and convenient way to access their wallets.

Moreover, Guarda Wallet offers mobile apps for both iOS and Android devices, which can be downloaded from the App Store and Google Play Store, respectively.

2. Hardware Wallet Support

Guarda Wallet supports integration with various hardware wallets, providing users with an additional layer of security.

The hardware wallets that Guarda Wallet supports include Ledger, Trezor, and KeepKey. By connecting their hardware wallet to Guarda Wallet, users can manage their funds securely and store their private keys offline.

Hardware wallets require physical confirmation before executing any transactions, which can help prevent unauthorized access to users’ funds

3. Staking and Delegation

Guarda staking

Guarda Wallet offers staking services for Ethereum, Qtum, Tron, and Cardano. Users can earn an estimated ~3% for ETH, ~6% for Qtum, ~4.07% for Tron, and ~5% for Cardano.

Staking is available on web, desktop, and mobile platforms, providing users with a convenient way to earn rewards while holding their cryptocurrencies securely in their wallets. The rewards are automatically credited to the user’s wallet and can be withdrawn at any time.

4. Built-in Swap


Guarda Wallet offers a built-in swap feature that allows users to exchange one cryptocurrency for another within the wallet itself. This feature eliminates the need for users to use external exchanges, saving time and effort.

The built-in swap feature supports more than 50 cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and many more. The swap process is straightforward and can be completed in just a few clicks. Users can also view the current exchange rates before initiating the swap.

Guarda Visa Carda

Guarda visa card

The Guarda Visa Card is a prepaid card that can be topped up using various cryptocurrencies such as BTC, ETH, and DOGE. The card is available in the EU (25+ countries) and can be used at any store that accepts Visa cards.

The card comes in both plastic and virtual forms, and users can add their card to Apple Pay. The monthly fee for the card is low, and users can withdraw cash from any ATM that accepts Visa cards for a fee of €1.9 + 2.5%.

The card also comes with a €20 bonus for activation. Users can get a virtual Guarda Visa Card instantly and start spending right away.

Guarda Customer Support

Guarda Wallet provides a variety of options for customer support to address user inquiries and issues. Users can contact their customer support team through live chat, email, and social media.

The Help Center is also a useful resource for finding answers to frequently asked questions. However, phone support is not currently offered.

These options provide users with different ways to seek assistance and get in touch with Guarda’s customer support team.

How to Get Started with Guarda Wallet

To get started with Guarda Wallet, follow these steps:

  1. Go to the Guarda Wallet website ( and click on “Create Wallet” or “Download” depending on whether you want to use the web or desktop version.
  2. Choose the type of wallet you want to create, whether it’s a Bitcoin wallet, Ethereum wallet, or any other cryptocurrency wallet.
  3. Set a strong password and write down your seed phrase or recovery phrase. Keep it safe and secure, as it will be needed to restore your wallet in case you lose access to it.
  4. Once your wallet is set up, you can start buying, selling, and storing your cryptocurrency.
  5. You can also explore the various features and tools offered by Guarda Wallet, such as the ability to exchange cryptocurrencies, view transaction history, and manage multiple wallets.
  6. To use Guarda Wallet on the go, download the mobile app for Android or iOS.
  7. You can also get a Guarda Visa Card, which allows you to top up your card with cryptocurrency and use it to make purchases anywhere that accepts Visa cards.

Alternatives to Consider

Exodus Wallet: It supports more than 250 cryptocurrencies and has a built-in exchange feature that allows you to swap one cryptocurrency for another. It also has a user-friendly interface and provides 24/7 customer support.

Lumi Wallet: It has a simple user interface and an in-app exchange for swapping cryptocurrencies. Private keys are stored on the user’s device for full control, and advanced security measures like PIN code protection, biometric authentication, and 2FA are employed. Lumi Wallet is available as a mobile app on both iOS and Android devices.

Related: Best Multisig Crypto Wallets


Guarda Wallet

Amit Chahar

Ease of Use


Guarda Wallet is a secure, multi-currency cryptocurrency wallet available on mobile and desktop. It’s non-custodial, meaning users control their own private keys and funds. The wallet supports decentralized exchanges and staking, and is suitable for beginners and advanced users.



Is Guarda wallet safe?

Guarda wallet has implemented several security measures to ensure the safety of users’ funds. It uses AES-256 encryption, SSL, and two-factor authentication to protect user data and transactions. Guarda wallet also allows users to be in full control of their private keys and supports hardware wallets.

Has Guarda wallet been hacked?

To date, there have been no reported hacks of Guarda wallet. The platform has not suffered any major security breaches, and user funds have remained secure.

Is Guarda decentralized?

It is a non-custodial wallet that allows users to manage their cryptocurrency assets. The wallet has a centralized server infrastructure that facilitates communication between users and the blockchain. However, Guarda wallet allows users to maintain control of their private keys, which gives them ownership and control of their assets.


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Amit Chahar

Amit Chahar

Hey! I am Amit Chahar, a Crypto and blockchain content creator at Wallet Reviewer. With 3+ years of experience as a SEO content writer, I love talking about blockchain technology, digital assets, DeFi, Smart Contracts, DApps, Digital Wallets, Metaverse, and NFTs.

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